Mint AI
← Back to All AI Tools1. Should you try Mint (Intuit)? Overview
| What it is | Mint was Intuit’s free budgeting and credit-monitoring app; it was shut down on March 23, 2024, with users steered to Credit Karma. |
| Country / HQ | Mountain View, California, USA (Intuit; Mint founded 2006, acquired 2009) |
| Best for | Historical reference: former Mint users evaluating replacement budgeting tools – the product itself no longer operates. |
| Check before buying | Discontinued: Mint no longer accepts accounts; data migration ended in 2024. Do not rely on Mint links or third-party reviews without dates. |
| Editor rating | 3.5 / 5 |
| Pricing signal | Free — no paid tier |
2. Features What it does
| Feature | What it does |
|---|---|
| Automatic budgeting | Category budgets built from bank transactions. |
| Bill tracking | Due-date reminders and cash-flow view. |
| Credit score | Free TransUnion VantageScore monitoring. |
| Net worth tracking | Aggregated accounts, loans and assets. |
| Goal savings | Simple savings goals tied to budgets. |
| Alerts | Unusual-charge and low-balance notifications. |
| Credit Karma migration | Intuit pointed users to Credit Karma’s net worth and spending features. |
3. Pricing Pricing (2026-10, USD)
| Plan | Price / mo | Key limits & who it fits |
|---|---|---|
| Mint (historical) | Free | Ad-supported; Intuit shut it down March 23, 2024. |
| Credit Karma successor features | Free | Net worth, spending and monitoring absorbed into Credit Karma. |
| Monarch/Copilot/Rocket Money | Paid alternatives | Third-party apps captured most migrating users. |
This entry documents a discontinued product. Mint’s shutdown pushed users toward Credit Karma (weaker budgeting) and paid rivals such as Monarch (~$14.99/mo), Copilot (~$13/mo) and Rocket Money.
4. Integration Access & integrations
| Access type | Details |
|---|---|
| Banks | Aggregation via Envestnet Yodlee (historical). |
| Platform | Web, iOS, Android (all retired). |
| Successor | Credit Karma (Intuit). |
| Exports | CSV export was available before shutdown. |
5. Reviews & Sources External reviews
| Source | Rating | What it says |
|---|---|---|
| Historical App Store | 4.8 / 5 | Millions loved Mint’s free budgeting at its peak. |
| Shutdown coverage | Negative | Users criticized the abrupt 2024 closure and weaker Credit Karma replacement. |
| Retrospectives | Mixed | Remembered as pioneering but neglected after Intuit’s TurboTax focus. |
6. Best for / Not for Fit
| ✔ Suitable | ✘ Not suitable |
|---|---|
| • Researchers documenting personal-finance app history • Former users seeking closure on what replaced Mint |
• Anyone expecting a working budgeting product • New sign-ups (impossible since 2024) |
7. Competitors How it compares
| Competitor | How it differs | Best for |
|---|---|---|
| Monarch Money | The most complete Mint successor: budgets, goals, collaboration (~$100/yr). | Mint refugees wanting depth. |
| Rocket Money | Adds subscription cancellation and bill negotiation to budgeting. | Subscription cleanup plus budgets. |
| YNAB | Zero-based budgeting with a steep but effective method. | Methodical budgeters. |
8. Summary Verdict
| Takeaway | Mint defined free budgeting for two decades before Intuit shut it down in 2024; today it survives only in migration guides – Monarch and Rocket Money absorbed its users. |
| Who should pick it | Nobody, for new use – look at Monarch, Copilot or Rocket Money instead. |
| Who should skip it | Anyone treating dated ‘Mint reviews’ as current advice. |
